24724 Miller Road
$269,900
Want more land? This picturesque Acadian sits on 1 acre across from the Tammany Trace and is surrounded by Oaks, Azaleas, Gardenias, Oleander and more. This high and dry home (22 ft above sea level) has a wrap-around porch, a 22′x12′ screened in back porch and is floored throughout with gorgeous Australian cypress wood floors. Don’t miss the guest house/studio apartment and the separate central air and heat workshop with a fenced storage. READ ON FOR MORE DETAILS: ~ 10’ interior ceilings ~ Wrap around porch with ceiling fans ~ 22’ x 12’ screened in porch with ceiling fan ~ Gorgeous cypress wood floors throughout house and bedrooms ~ Ceramic tile in wet areas ~ 2” granite countertops and kitchen island ~ Pantry, built-in microwave & oven, gas cook top with retractable vent ~ French doors from master bedroom to porch ~ Master bathroom has jetted tub, separate shower, 8’ vanity with double sinks ~ Surround sound wiring and speakers in bedrooms and screened porch ~ EXTERIOR ~ Flood zone X, flood insurance not required by lender. Land is 22’ above sea level ~ Circular asphalt driveway ~ Fenced storage yard ~ Generator house hardwired into fuse box (generator not included) ~ High efficiency 2 1/2 ton heat pump ~ Gutters above walk ways and doors ~ GUEST HOUSE AND WORKSHOP ~ Independent from main house, the guest house and workshop has it’s own central air and heat unit ~ Fully equipped kitchen, 3/4 bath, washer and dryer connections in guest house ~ Welding outlet in workshop ~ EXTRAS ~ 3” of blown foam insulation under house (installed 2008) ~ Wildlife is abundant, behind the property is a nature preserve ~ Ride your bike on the trace to Fontainebleau State Park, only 1 mile away ~SCHOOLS Woodlake Elementary Mandeville Middle Monteleone Junior High Lakeshore High
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February 4th, 2010 in
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Have you heard about the tax credit but don’t think you qualify? Take a moment and consider the advantages of the Home Buyer Tax Credit.
Now extended and expanded, buy a home between now and April 30, 2010, and the U.S. government has a substantial incentive for you. Current homeowners can receive a $6,500 tax credit, while first time buyers are still eligible for an $8,000 credit.*
With the increased number of eligible buyers and the extended deadline, this tax credit is the home buying opportunity of a lifetime. There’s never been a better time to buy a home. Really.
So, why wait? Please contact me for more information about this can’t miss opportunity.
*Visit www.HousingMarketFacts.com for more detailed information.
Kimberly Hackney Tweedel, Prudential Gardner, Realtors
cell: (504) 236-8863
KHTrealestate.com
Have you ever driven past a house for sale and wanted to know more details but didn’t want to talk to a sales person? Me, too! And I’m a sales person! With Info 24/7 , you can find out more information about ANY home for sale from ANY real estate company. Here are some of the benefits and features:
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Sounds great, right? So here are the few easy steps to sign up and activate this service for your phone:
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If you would like to sign up for this FREE and valuable service, fill the form out by clicking here.
Happy house hunting!
-Kimberly Hackney Tweedel, Prudential Gardner Realtors
www.KHTrealestate.com
November 30, 2009. That’s the magical day if you want to take advantage of the (up to) $8,000 tax credit for first time home buyers. If you’re thinking that seems far away, don’t be fooled.
In order to qualify for this tax credit, you have to close by that day. This means you have to find a home, make an offer, have it accepted, do inspections, work through the financial contingencies, have an appraisal and have a transfer of ownership by that date, just to name a few. Any good Realtor will know how to navigate this world and keep things on track but there are always possibilities for hidden delays. My advice? Don’t wait until the last minute. I would recommend having an accepted offer by mid October, just to play it safe.
If you have any questions about the tax credit or are in the market for a home, you can start checking out MLS listings by visiting my website. In the meantime, stay tuned for next week when we’ll be discussing the new controversial appraisal process and the Home Valuation Code of Conduct.
For answers to FAQ's on the tax credit, click the image.
Yes we are still lending money. Yes there is still 100% financing. Yes there is still an 8k tax credit as incentive. Pair all of this with lower home prices and now is the time to buy!
More frequently asked questions related to obtaining a mortgage - with answers from NOLA Lending (offices in New Orleans and the Northshore):
Do you have any calculators or formulas I can use to help determine how much of a home we qualify for?
Mortgage financing used to be very restrictive and cut and dry. If you exceeded a certain debt-ratio, or didn’t make a certain income level, you were denied a loan. Today’s market is so diverse, no one formula can be applied to determine your loan size or payment qualification. We recommend speaking to a NOLA Lending loan officer personally about your situation. You may qualify for a lot more house than what you thought based on some of our low rate, and low payment options. If, however, you want to get a general idea, we have provided a mortgage calculator here.
What programs do you have available other than the traditional fixed 15-, 20-, or 30-year loans, that could help reduce our monthly payments?
NOLA Lending Group has access to the most cutting edge adjustable rate, and interest only products on the market. After discussing your situation with a loan officer, we can recommend some interest-only payment plans that can cut your mortgage note almost in half compared to a traditional fixed rate loan.
After I complete the application by phone, fax, Internet, or in person, how long will it take to receive loan approval?
In most cases, within only 2 hours!
To apply for a mortgage or refinance, contact Stephanie Weeks with the Northshore Branch of NOLA Lending.
Here are some frequently asked questions related to obtaining a mortgage - with answers from NOLA Lending (offices in New Orleans and the Northshore):
What determines the interest rate I’ll receive on my loan?
Interest rates vary day-to-day based on market fluctuations. In addition to this, your rate will be determined based on your credit history, loan size, amount of equity, your ability to document your income and assets, and even the length of time until your closing (short rate lock periods usually result in lower rates than long-term locks).
NOLA Lending is currently offering rates below 5% for 15 and 30-year fixed-rate mortgages. E-mail Stephanie Weeks for more info.
With NOLA Lending are there any up-front fees to apply for a loan, lock in a rate, and get started on either a purchase or a refinance?
None. All closing costs can be paid on closing day.
Can I roll my closing costs into the loan amount?
Yes. When refinancing an existing home, provided there is enough equity to do so, 100% of your closing costs can be added into the amount you are financing. When purchasing a new home, your real estate agent or loan officer can help word the purchase agreement to allow the seller to pay your closing costs.
How will I know what my closing costs will be?
NOLA Lending Group will provide you with a detailed and accurate GOOD FAITH ESTIMATE of closing costs at the time of your application in person, by fax, or by email.
We stand behind this quote, and guarantee our costs not to increase at the time of closing. We are committed to attending 100% of our closings, which is rare in the industry. The majority of lenders out there that ‘low-ball’ closing cost estimates to take a shopper off of the market do not attend their closings – obviously, they can’t face the questions in person when the truth finally shows up on the closing papers.
To apply for a mortgage or refinance, contact Stephanie Weeks with the Northshore Branch of NOLA Lending.
